An independent guide to cash-pay care. Every price is dated and sourced.

How we check
Wellchosen Health

Private doctor: how to get one and what it costs

For most people, getting a private doctor means joining a concierge or membership practice, where you pay a fee for more access to one physician; published concierge fees we read on October 17, 2026 ran from $2,250 a year at MDVIP physicians to $4,000 a year and up at Sollis Health [1][2][3]. Lower-cost versions include direct primary care at $50 to $100 a month [4].

Updated Oct 17, 2026By the Wellchosen Health editorial team

Medical review: pending. A licensed clinician has not yet reviewed this page.

A private doctor, or personal physician, is a doctor you reach through a membership arrangement, such as a concierge practice that charges a fee for enhanced services and access [3].

Concierge
$2,250 to $3,600 a year at MDVIP physicians and PartnerMD [1][5]
Sollis Health
From $4,000 a year [2]
Direct primary care
$50 to $100 a month (AAFP) [4]
Hybrid
One Medical $199 a year [6]

Find a concierge doctor

What people mean by a private doctor

The phrase covers a few membership models. They differ in price and in whether your insurance is billed:

  • Concierge medicine: a membership fee for enhanced services, with insurance still billed for covered care [3][7]. See our concierge medicine guide.
  • Direct primary care: a periodic fee that replaces insurance billing for primary care [8]. See direct primary care.
  • Hybrid memberships: a small fee for digital access, with visits billed to insurance, such as One Medical [6].

What a private doctor costs

Published membership prices, checked October 17, 2026
OptionPriceWhat the page listsSource
One Medical$199 a year24/7 messaging and video care; visits billed to insurance[6]
Plum Health DPC, Detroit$95 a month (single)In-person visits plus call, text and email access[9]
KerixHealth DPC, Colorado$115 a month (adult) plus $100 registrationSame- or next-day visits, 24/7 care team access[10]
MDVIP physician, Phoenix$2,250 a yearAnnual Wellness Program of advanced screenings[1]
PartnerMD$2,600 to $3,600 a yearComprehensive care, convenient access, prevention focus[5]
Sollis Health SignatureFrom $4,000 a yearOn-site imaging and labs, specialist referrals[2]
Every published fee we found is in the Concierge Fee Index.

We did not find published prices for higher-end private physician services, such as a doctor on retainer for one family, so we cannot give a range for them. Ask any such service for its full yearly cost in writing.

How to get a private doctor

  1. Decide which model fits your budget: hybrid, direct primary care or concierge. Our concierge vs DPC comparison lays out the trade-offs.
  2. Search your area with our concierge city guides or the DPC Frontier mapper, which listed 3,232 DPC practices on October 17, 2026 [11].
  3. Ask for the fee, registration charges and what is billed separately, in writing.
  4. Ask how quickly you can be seen and who answers after hours.
  5. Check the doctor's license with your state medical board [12].
  6. Read the contract's cancellation and refund terms before you pay.

After-hours access and home visits

Access promises vary, so compare them line by line. Cleveland Clinic Concierge Medicine lists 24/7 physician access and same- or next-day appointments on most weekdays [13]. KerixHealth lists 24/7 care team access [10]. A Long Island DPC practice's directory listing mentions physician text, email and cell access and home visits [14]. Get the practice's own terms in writing.

Medicare and insurance

Medicare doesn't cover concierge membership fees [15]. Read concierge medicine and Medicare before signing a contract, and is concierge medicine worth it for the yearly math.

Looking for a private doctor job?

This page is written for patients. If you are a clinician weighing concierge or direct primary care work, a Health Affairs study counted 7,021 clinicians in these practices in 2023, up from 3,935 in 2018, and corporate-affiliated practices grew 576% [7].

Questions people ask

How much does a private doctor cost?

Published membership fees we read on October 17, 2026 ranged from $199 a year at One Medical to $2,250 to $3,600 a year at MDVIP physicians and PartnerMD, and from $4,000 a year at Sollis Health [6][1][5][2].

What is a personal physician?

A personal physician usually means a doctor reached through a membership, such as a concierge practice that charges a fee for enhanced services or amenities, as GAO defines concierge care [3].

Is a private doctor covered by insurance?

Concierge practices keep billing insurance for covered care, but the membership fee is separate [7]. Medicare doesn't cover concierge membership fees [15].

What is the cheapest way to get a private doctor?

Direct primary care fees generally run $50 to $100 a month, per AAFP [4]. One Medical's $199 yearly membership is cheaper still, but visits are billed to insurance [6].

Do private doctors make house calls?

Some do. One Long Island DPC practice's directory listing mentions home visits [14]. Ask each practice and get the terms in writing.

Sources

15 cited
  1. MDVIP physician page: Mayy Deadrick, MD, Phoenix, AZ. MDVIP, seen 2026-10-17.
  2. Membership. Sollis Health, seen 2026-10-17.
  3. Physician Services: Concierge Care Characteristics and Considerations for Medicare (GAO-05-929). U.S. Government Accountability Office, Aug 12, 2005.
  4. Direct Primary Care. American Academy of Family Physicians, undated, read 2026-10-17.
  5. Concierge medicine cost. PartnerMD, seen 2026-10-17.
  6. Membership. One Medical, seen 2026-10-17.
  7. Concierge medicine and direct primary care growth (Health Affairs study, doi 10.1377/hlthaff.2025.00656). Johns Hopkins University Hub, Dec 18, 2025.
  8. Direct primary care defined. DPC Frontier, undated (page copyright 2024), read 2026-10-17.
  9. Pricing. Plum Health DPC, seen 2026-10-17.
  10. Membership. KerixHealth (formerly Nextera Healthcare), seen 2026-10-17.
  11. DPC Mapper. DPC Frontier, seen 2026-10-17.
  12. Contact a state medical board. Federation of State Medical Boards, read 2026-10-17.
  13. Concierge Medicine. Cleveland Clinic, undated, read 2026-10-17.
  14. Huntington Direct Primary Care listing. DPC Frontier Mapper, seen 2026-10-17.
  15. Concierge care. Medicare.gov (Centers for Medicare & Medicaid Services), undated, read 2026-10-17.

This page is general information, not medical advice. Talk with a licensed clinician about your own care.

Find a concierge doctor