An independent guide to cash-pay care. Every price is dated and sourced.

How we check
Wellchosen Health

Concierge and longevity medicine in Naples

Concierge medicine is common in Naples, where Cleveland Clinic lists Naples among its US concierge locations, though it does not publish its fee [1]; national benchmarks put typical concierge memberships at a few thousand dollars a year, with MDVIP pages we read showing $2,250 to $2,930 [2][3]. With 34.8% of Collier County residents 65 or older [4], Medicare rules shape most contracts.

Updated Oct 17, 2026By the Wellchosen Health editorial team

Medical review: pending. A licensed clinician has not yet reviewed this page.

Concierge medicine is a membership model of primary care: a yearly fee buys access and extra services, and insurance or Medicare still pays for covered care.

Collier County 65+
34.8% [4]
Collier median household income
$90,045 [4]
Cleveland Clinic Concierge, Naples
Fee not published [1]
Florida DPC law
SB 80 (2018) [5]
Medicare and fees
Membership fees not covered [6]

See concierge medicine costs

What a Naples membership typically includes

Cleveland Clinic Concierge Medicine lists Naples among its locations and describes what members get: around-the-clock physician access, same- or next-day appointments on most weekdays, an annual comprehensive health assessment, chronic disease management, specialist coordination, and office and virtual visits with the concierge provider [1]. It does not post a price, so ask for one in writing.

Practices pay to appear in this labeled slot. That is not an endorsement.

Medicare rules every Naples patient should know

More than a third of Collier residents are 65 or older [4], so most concierge contracts here sit next to Medicare. Medicare.gov sets out the rules [6]:

  1. Medicare does not pay the membership fee.
  2. A doctor who accepts assignment cannot charge the fee for Medicare-covered services.
  3. If the fee pays for services Medicare does not cover, you should receive an Advance Beneficiary Notice listing them.
  4. A doctor who does not accept assignment can charge up to 15% over the Medicare-approved amount.

See concierge care and Medicare for opt-out doctors and private contracts.

Benchmarks for a quote

Published fees seen Oct 17 2026
ExampleFeeSource
MDVIP physician, Phoenix$2,250/yr (quarterly $562.50)[2]
MDVIP physician, Bronxville NY$2,930/yr + $70 lab[3]
Sollis Health Signature (South Florida among regions)From $4,000/yr[7]
Collier's median household income is $90,045 [4]. More on concierge costs.

Florida's direct primary care option

Florida enacted a direct primary care law in 2018 (SB 80 / HB 37) [5]. DPC usually costs $50 to $100 a month and skips insurance billing, per the AAFP [8]. If you are on Medicare, ask the practice how it handles Medicare billing before joining. Compare on concierge vs DPC.

Before you pay

  • Check the doctor on the Florida Board of Medicine site [9].
  • Ask which hospital the doctor uses; NCH (Naples Comprehensive Health) is the main local system.
  • Ask whether an FSA can reimburse the fee. MDVIP says its fee may be reimbursed after services are received but cannot be paid with an FSA card [10].

Nearby concierge pages: Fort Lauderdale, Sarasota, West Palm Beach. Overview: concierge medicine, find a doctor, private doctor, MDVIP review.

Collier County residents weighing GLP-1 treatment can compare Naples weight loss prices and programs.

Questions people ask

How much is concierge medicine in Naples FL?

Cleveland Clinic, which has a Naples concierge location, does not publish its fee [1]. MDVIP physician pages we read elsewhere showed $2,250 to $2,930 a year [2][3].

What does Cleveland Clinic Concierge Medicine include?

Cleveland Clinic lists 24/7 physician access, same- or next-day appointments on most weekdays, an annual comprehensive health assessment, chronic disease management and specialist coordination [1].

Does Medicare pay for concierge medicine in Naples?

Medicare does not cover the membership fee. Covered services are still billed to Medicare, and doctors who accept assignment cannot charge the fee for those services [6].

Does Florida have a direct primary care law?

Yes. Florida passed SB 80 / HB 37 in 2018 [5].

What share of Collier County residents are 65 or older?

34.8%, per Census QuickFacts [4].

Can I use an FSA for a concierge fee?

MDVIP says its fee may be reimbursed through an FSA after the annual wellness services are received but cannot be paid with an FSA card [10]. Rules vary by practice and plan.

Sources

10 cited
  1. Concierge Medicine. Cleveland Clinic, Oct 17, 2026.
  2. MDVIP physician page, Phoenix, AZ. MDVIP, Oct 17, 2026.
  3. MDVIP physician page, Bronxville, NY. MDVIP, Oct 17, 2026.
  4. QuickFacts: Collier County, Florida. U.S. Census Bureau, 2025.
  5. SB 80 (2018), Direct Primary Care. Florida Senate, Mar 23, 2018.
  6. Concierge care. Medicare.gov (CMS), Oct 17, 2026.
  7. Membership. Sollis Health, Oct 17, 2026.
  8. Direct Primary Care. American Academy of Family Physicians, Oct 17, 2026.
  9. Florida Board of Medicine. Florida Department of Health, Oct 17, 2026.
  10. MDVIP payment FAQs. MDVIP, Oct 17, 2026.

This page is general information, not medical advice. Talk with a licensed clinician about your own care.

See concierge medicine costs