Concierge medicine is primary care in which the patient pays a recurring fee to the practice for added access and services beyond what insurance pays for.
Who buys concierge care in Sacramento
Sacramento's median household income is $87,321, and 14.2% of its 536,449 residents are 65 or older [4]. The AAFP describes concierge practices as typically serving higher-income patients, with annual contracts and higher fees, while direct primary care serves patients across income levels [5]. Both models are growing nationally: concierge and DPC practices rose from 1,658 in 2018 to 3,036 in 2023 [6].
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Fee reference points
| Source | Fee | What it covers | Checked |
|---|---|---|---|
| MDVIP physician pages (3) | $2,250 to $2,930 a year [1] [7] | Annual wellness program; insurance billed for other care [8] | Oct 17, 2026 |
| Sollis Health Signature | From $4,000 a year [2] | On-site imaging and labs, care coordination | Oct 17, 2026 |
| One Medical | $199 a year [9] | 24/7 messaging and video; visits billed to insurance | Oct 17, 2026 |
| Harvard summary of 2025 study | Thousands to tens of thousands a year [10] | Concierge fees vary widely | Dec 18, 2025 |
California and direct primary care
DPC Frontier reports that California has no law directly addressing direct primary care; a 2012 bill was not enacted [3]. That does not ban DPC practices, but it means no state statute spells out their status. The federal HSA rule still applies: since January 1, 2026, a qualifying DPC arrangement up to $150 a month for one person can be paid from an HSA [11]. Compare models at concierge vs DPC and search DPC practices.
Medicare and concierge fees
Medicare does not cover concierge membership fees [12]. If part of the fee buys services Medicare does not cover, the doctor must give you an Advance Beneficiary Notice explaining it [12]. MDVIP says its fee may be reimbursed from an FSA after the wellness services are received, but cannot be paid with an FSA card; that is MDVIP's own position, not IRS guidance [13]. Read concierge medicine and Medicare.
Before you sign in Sacramento
- Check the doctor's license with the Medical Board of California [14].
- Ask whether the practice bills your insurance in addition to the fee.
- Get the cancellation terms and refund policy in writing.
- Ask what testing is included, especially if the practice markets longevity panels. See longevity blood tests.
Nearby guides: San Francisco, Los Angeles and Portland and Seattle. Start at the concierge medicine hub.
Questions people ask
How much does concierge medicine cost in Sacramento?
Is direct primary care legal in California?
DPC practices operate in California, but DPC Frontier reports the state has no law directly addressing DPC [3].
Does Medicare pay for a concierge doctor?
Medicare pays for covered services but does not cover concierge membership fees [12].
Can I use FSA money for an MDVIP fee?
MDVIP says the fee may be reimbursed through an FSA after the annual wellness services are received, but not paid with an FSA card. This is MDVIP's position, not IRS guidance [13].
How many concierge and DPC practices are there?
A Health Affairs study counted 3,036 concierge and direct primary care practices in 2023, up 83.1% from 1,658 in 2018 [6].
Sources
14 cited
- MDVIP physician page: Mayy Deadrick, MD (Phoenix). MDVIP, seen 2026-10-17.
- Membership. Sollis Health, seen 2026-10-17.
- California direct primary care laws. DPC Frontier, accessed 2026-10-17.
- QuickFacts: Sacramento city, California. U.S. Census Bureau, QuickFacts, V2025; ACS 2020-2024.
- Direct primary care. American Academy of Family Physicians, accessed 2026-10-17.
- Concierge medicine is on the rise. Johns Hopkins University Hub, Dec 18, 2025.
- MDVIP physician page: Brooke J. Nevins, MD (Bronxville, NY). MDVIP, seen 2026-10-17.
- What does MDVIP cost and what does my annual fee cover?. MDVIP, accessed 2026-10-17.
- Membership. One Medical, seen 2026-10-17.
- How much are concierge medicine and direct primary care growing?. Harvard Medical School News, Dec 18, 2025.
- Notice 2026-5: HSA changes under the One Big Beautiful Bill Act. Internal Revenue Service, Dec 9, 2025.
- Concierge care. Medicare.gov (CMS), accessed 2026-10-17.
- MDVIP payment FAQs. MDVIP, accessed 2026-10-17.
- Medical Board of California. Medical Board of California, accessed 2026-10-17.
This page is general information, not medical advice. Talk with a licensed clinician about your own care.