Direct primary care is a flat monthly membership for primary care without insurance billing; concierge medicine is a larger annual retainer that usually sits on top of insurance.
Two price levels
The AAFP describes DPC as low monthly fees, generally $50 to $100, with no insurance billing and patients across income levels; concierge care uses annual contracts with higher fees and may bill insurance [2]. Hint Health data put the median individual DPC membership at about $80 a month in 2022 [5]. On a $57,073 median income [1], $600 to $1,200 a year of DPC is roughly 1.1% to 2.1%; $2,250 is about 3.9%.
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Published fees
| Option | Fee | What it covers | Source |
|---|---|---|---|
| MDVIP physician, Phoenix | $2,250 a year | MDVIP annual wellness program; insurance billed for other care | [3] |
| PartnerMD (company-wide) | $2,600 to $3,600 a year | Concierge primary care; insurance billed where eligible | [6] |
| Direct primary care, typical | $50 to $100 a month | Primary care visits and access; no insurance billing | [2] |
| One Medical (hybrid) | $199 a year | Messaging and video care; visits billed to insurance | [7] |
Arizona's DPC law and your HSA
Arizona enacted a direct primary care law in 2019, codified at A.R.S. 20-103(E) and 44-1799.91 to 44-1799.96 [4]. Separately, federal rules effective January 1, 2026 let HSA owners pay qualifying DPC fees of up to $150 a month for an individual or $300 for a family from the HSA [8]. Fees over the cap can still be reimbursed but end HSA contribution eligibility while enrolled [8]. See direct primary care and find a DPC practice.
Medicare and concierge fees
About 16.2% of Tucson residents are 65 or older [1]. Medicare does not pay concierge membership fees, and the fee cannot include extra charges for Medicare-covered services [9]. Doctors who do not accept assignment can charge up to 15% more than the Medicare-approved amount [9]. Read concierge medicine and Medicare.
Practices are growing nationally
A Health Affairs study summarized by Johns Hopkins counted 3,036 concierge and DPC practices in 2023, up from 1,658 in 2018 [10]. More choice may reach Tucson, but check fees and contracts. Our find a concierge doctor guide lists questions. Nearby: Phoenix, Scottsdale and San Diego.
Questions people ask
How much is concierge medicine in Tucson?
How much is direct primary care in Tucson?
Does Arizona have a direct primary care law?
Yes. HB 2113 / SB 1105, passed in 2019, set Arizona's direct primary care rules in A.R.S. 20-103(E) and 44-1799.91 to 44-1799.96 [4].
Can I use my HSA for DPC in Arizona?
Since January 1, 2026, qualifying DPC fees up to $150 a month for an individual can be paid from an HSA under IRS Notice 2026-5 [8].
Does Medicare cover concierge medicine fees?
No. The membership fee is not covered by Medicare, according to Medicare.gov [9].
Sources
10 cited
- QuickFacts: Tucson city, Arizona. U.S. Census Bureau, 2025 estimates and 2020-2024 ACS; accessed 2026-10-17.
- Direct primary care. American Academy of Family Physicians, accessed 2026-10-17.
- MDVIP physician page, Phoenix, AZ. MDVIP, Oct 17, 2026.
- HB 2113 / SB 1105 (2019), direct primary care. Arizona State Legislature, 2019.
- DPC membership pricing trends. Hint Health, 2022 data.
- Concierge medicine cost. PartnerMD, Oct 17, 2026.
- Membership. One Medical, Oct 17, 2026.
- Notice 2026-5: health savings accounts and direct primary care. Internal Revenue Service, Dec 9, 2025.
- Concierge care. Medicare.gov (CMS), accessed 2026-10-17.
- Concierge medicine on the rise (Health Affairs study summary). Johns Hopkins University Hub, Dec 18, 2025.
This page is general information, not medical advice. Talk with a licensed clinician about your own care.